Hello guyz,
Kaise hai aap sabhi asha karta hoon ki bahut khush honge aur healthy hoge aaj hum waapis aa chuke hai apne ek naye post mein aur yaha apr aaj ke iss post ke andar hum baat karne waale hai ek naye topic ke upar halanki topic to purana hai lekin jo ways hai woe k dam naye hai jaha par agar hum log baat kare ki jaise ki aap log yah baat jaante hai ki aaj ki taarikh mien logo ko loans ki kitni zyada zaroorat hai aur yah jo zaroorat hai yeh din par din badhti hi jaa rahi hai jaha par hum log baat kare naye ways yaha pr hum aap sabhi logoko bata de ki logo ko loans ki need itni zyada pad rahi hai ki mai aapko bata doo kilog jo hai wo loans pane ke liye kisi bhi tarike ke apnane ko tyyar hai jii haa jaha parmai aap logo se clear karoo yah baat to jaise ki aap sabhi yah baat acche se jaante hai ki loans aapko bahut si jagaho se mmil jaata hai jaise ki sabse pahle aap or mai dono hi jaante hai ki jo aapka loan hai aur jis par log sabse zyada trsut karte hai like kisko banks ko log banks ko bahut zyada preferred karte hai jaise ki aap sabhi yah baat jante hai ki jo aapko loan lene ke liye pahla koi bhi banda jo aapko loan lene ke liye suggestion dega sabse pahle aapko kahega ki aapko loan lena hai to aapko bank jaana chahiye..
Secondly agar baat kare ki doosre kisi aur jagaho ke bare mein to doosre jagaho ke liye log aapko kahenge ki kisi financial sectors se jaakar ke aapko loan le lena chahiye waha par aapko loan ke kaafi saare services mil jaate hai or sahayd kam byaz dar par aapko loan mil jaaye.
Iske alawa jaise ki aap bhi jaante hai ki jaise jaise india digitaize hota jaa raha hai waise waise jo aapko finance se related jitni bhi chhije hai like loan ya finance to usse related aaj chhije itni aasan ho chuki hai ki log easy to access kar sakte hai fir chahe unko loan lena ho ya kucch or kaam ho to aese mein logo ke saamne aaj ki taarikh mein itne options hia ki wo jaha se chahe waha se loan le sakta hai aur wo bhi online ek aesa naya tarika jaha se aapko loan pane ke liye kahi jaane ki bhi zaroorat nahi hai ..
Aur mere khyaal se or bhi aese kayi saare financial sectors hai jaha se aapko loan ml sakta hai or loan mil kya sakta hai log loan le rahe hai or lete bhi hai lekin mai aapko ek main baat batana chahta hoon iss field ka aur wo yah hai ki aaj jitney humare saamne option hai naa loan lene ke log chahe to apni zindgi ki aadhi musibat aese services ko use karke hi khatam kar sakti hai lekin log karte kya hai aap log bhi jaante hai jo agar mai aap logo se middle class families ke bare mein baat karoo to aap log bhi jaante hai ..
Ki jo middle class families hai unke liye yah chhije pahli baat ki ya to possible hi nahi hai aur doosra yah hai ki agar unhen aap kisi bhi tarike se yakin dila bhi do to wo kahte hai ki yah tarika valid na hia legal naa hai aaapko isse related 10 baatein samjhaate hai lekin khud koi ek baat manne ko tayyar nahi hote ki ek baar aese places se loan lekar dekhe to sahi lekin nahi unke liye loan matlab bank or kucch nahi or kahi na kahi yahi ek kaaran bhi ban jaata hai logo ka jaha apr log kahte hai ki nahi loan matlab banks or wahi jo wealthy people hota hai uske liye loan ke itne saare option hote ahi ki wo loan ko try bhi kar leta hai apna kaam bhi kar leta hai aur wahi par log sirf sochte rahte hai to aese mein ab aap log soch rahe honge ki hume ya karna chahiye..
To koi baat nahi apko kisi bhi types ki pareshani lene ki koi zaroorat nahi hai kyunki aaj ki iss post mein mai aapko aesa way batane waala hoon jise follow karke aap loan le bhi sakte ho aur jaise ki middle class families mein iss chhij ko lekar baat hoti hai ki unhen jo loans hai banks se lena chahiye to mai aaj aaapko jo way bata raha hoon wo way hai hi yeh ki aap logo ko loan milega banks se hi jo ki ek kaafi trusted bank bhi isi ke saath jaisa ki maine aapko bataya ki india digitalize ho raha hai yaani jab saara kaam ghar baithe ho sakta hai to bahar kyun jaana to iss akeli chhij ke bare mein bhi bataunga bass aapko karna kya hai aapko iss post ko poora read karna hai kyunki aap log iss post ko poora read karenge tabhi aapko sabhi step samajh mein bhi aane waale hai..
To sabse pahle iss post ko start karne se pahle mai aapko bata doo ki jo banks se aap sabhi log loan lene wale hai uss bank ka naam hai federal banks jii haa iske bare mein aap logo ne definitely suna hoga to mai aapko bata doo ki aapko aaj ki iss post mein mai bataunga ki aap log kaise federal banks se loan kaise le sakte ahi kaise wo federal banks se loan apply kar sakte hai kaise aap log federal banks se online loan apply kar sakte hai or saath hi mai ye jo saara process hai wo online hone waal hai to chaliye apne iss post ko shuru karte hai..
Federal Bank Kya Hai.?
Table of Contents
Mujhe pata hai aap mein se bahut saare logo ko iss sawal ka jawaab bahut pahle se hi pata haiaur mai aapko bata doo ki mai aapko definitely batane wala hoon ki aap log kaise federal banks se loan le sakte hai or kaise aap log federal banks se loan apply kar sakte hai lekin yah saari chhijen batane se pahle mai aap logo ko bata doo ki jis platform se aap log loan le rahe hai wo kaisa hai aapke liye safe and secure hai ya nahi..
To hum baat kar rahe hai federal bank ke bare mein to mai aap sabhi logo ko bata doo ki aap log in future jis jagah se loan apply karne waale ho uska naam hai federal bank and federal bank ke bare mein aap log jaante hai ki aur agar nahi jaante hai to mai aapko bata doo ki federal bank ek official bank hai waise toyah ek private bank hai lekin mai aap logo ko bata doo ki yah federal bank hai jo yah bharat sarkar ke guideline ke andar kaam karta hai or aapki information ke liye mai bata doo ki RBI ke rules and regulation sabhi ko follow karta hai federal bank to iss baat se aap andaza laga sakte hai ki yaha se aapke liye loan lena ekdam safe and secure hai..
Federal Bank Se Aapko Kitna Loan Mil Sakta Hai?
To sabse pahle mai aap logo ko yah baat clear kar deta hoon jo ki mai aapko hamesha hi kahta hoon ki jop aapka loan hai wo aapko kisi bhi bank se kitna mil sakta hai iska exact aap log amount pata tab hi kar sakte ho jab aap log loan lene jaaoge to aese mein mai aap logo ko bata doo ki kisi bhi loan providing platforms ho ya koi bhi jo aapko loan service provide karwata ho unke paas loan den eke kayi saare methods hote hai aur kayi saare ways hote hai jiske sabhi rules and regulation ke tahat aapko loan mil jaata hai to jaise ki..
Aap jaante hai ki loan kea lag alag types hote ahi same usi tarike se alag alag loan ke types ke hisab se aapko jo loan amount milta hia wo bhi alag alag milta hai aur baaki ke chhije bhio factors karti hai..
Ek baat aur ki yaha par aapko kaafi saare types of loan hai jisko agar mai explain karne gaya to yah post bahut bada ho jaayega aur itna bada jiski koi bhi had nahi hai lekin mai aapko mai n personal loan ke bare mein zaroor bata dooga aur kyunki mai personal loan ko explain karoo isse pahle mai aapko ek chhij clear kar doo ki yaha par instant loan jaisa kucch bhi nahi hai kuch bhi nahi hai matlab kucch bhi nahi hai baaki yaha par personal loans ke kayi saare option milte hai baaki mai bataoonga aapko ek hi ke bare mein..
To sabse pahle aapko bata doo ki sabse zyada aapko highest amount jo hai wo milta hai personal loans mein hi fir uske baad aapko chhijen alag dekhne ko mil jaati hai..
Federal Bank Personal Loans:- Agar baat kare federal bank ki personal loans ki service ke bare mein to jaise ki aap log yah baat jaante hai personal loans mein aapko pata hai personal loans ke bare mei n to aapko mai bata doo personal loans ke bare mein ki jo personal loan mein aapko loan amount zyada dekhne ko mil jaata hai aur iss type ke loan amount mein aapko jo loan duration hai yah bhi aapko zyada time ka mil jaata hai jismein aap log iss loan amount ko aasani se chuka sakte hai ..
To agar baat kare federal loan ki to yaha par 25 lakhs tak ka aapko personal loan mil sakta hai aur baki ke details maine aapko bata hi dee..
Federal Bank Se Aapko Kitne Time Ke Liye Loan Milta Hai?
To sabse pahle mai aapko ek baat clear kar doo ki aap kisi bhi jagah se aap log loan lete hai uss loan amount ki baat ki jaaye to jaise ki apa yah baat jaante hai ki aap loan kahi bhi kisi platform se bhale le lo aap fact ye aata hai ki jo bhi aap loan amount lete hai uss loan amount ka duration kucch baato par depend karta hai ki jaise ki sabse pahle ki aapne loan liya kaha se doosra yah padta hai ki qaap jo loan le rahe hai wo kis types ke loan mein uski count ho rahi and the last thing jo bhi loan amount le rahe hai uska loam amount kitna bada hai aur kitna chhota yah iss baat par fact karta hai ki aapka loan duration kitna hoga lekin mai aapko bata doo ki jaise aap instant loan lete ahi uss par jo aapko loan amount milta hai wo kam hota hai aur isi wajah se aapko uss loan ka duration zyada nahi milta same type yaha apr bhi hai job hi aapko loan amount personal loan mein receive hota hai kyunki uska loan amount aapko instant ke mukable zyada dekhen ko milta hai iss wajah se jo aapka loan duration hai wo aapka zyada ka mil jaata hai..
To jaise hum log baat akre agar federal loan ke bare mein aur agar baat kare personal loan ki timing ki to kyunkik jaisa ki aapne dekha ki yaha par aapko loan amount zyada ka mil jaata hai isliye aapko loan duration zyada mil jaata hai numeric tor par dekhe to aapko 2.5 years ke liye aapko duration mil jaata hai..
Federal Bank Se Aapko Loan Ka Kitna Interest Rate Dena Padta Hai?
To abhi jaise ki aap log jaante ahi ki hum log loans ke basically last m,ode par pahunch chuke hai jaha par agar hum log baat kare to yaha par aapko koi bhi financial sector jo aapko loan provide karwati hai to aap ek chhij kabhi na kabhi sochte honge ki koi bhi loan aapko koi kyun provide karwata hai dekhiye isme double benefit hota hai jaise ki aap yah jaante hai ki koi bhi financial sectors ya bank aapko loan provide karwati hai to uspar aapse kucch na kucch byaz liya jaata ahi uss byaz se hi inn main financial sectors ki revenue generate hoti hai to abhi hum agar baat kare federal bank se loan lene par aapkop kitna byaz dena padega to mai aapko bata doo ki sabhi lolan ke types ke alag alag hone ki wajah se un loan ka amount alag hota hai aur kyunki loan ka amount alag hota hai isi wajah se jo loan ka interest rate ahi wo bhi alag hota hai to sabhi loan plans ka aap log ek hi interest rate nahi bata sakte hai..
Aur naa mai aapko sabhi loan ka ek hi interest rate bata sakta hoon kyunki plans alag hai types alag hai to agar baat kare ki jaise ki humne personal loan ki baat kari to uss par aapka kitna byaz banta hoga..
To mai bata doo ki yaha par maximum interest rate jo hai wo aapka 13% se upar nahi jaata hai..
Federal Bank Se Loan Kon Kon Le Sakta Hai?
To ab mai aapko yah batane waala hoon ki aap mein se kon kon jo hai wo federal bank se laon le sakta hai or loan apply kar sakta hai aakhirkar kya eligibility ya kya criteria hai uss chhij ka to iske liye aapko mai yah baat point wise clear karoonga..
1. Jis kisi ko bhi federal bank se loan chahiye sabse pahle to uska federal bank mein koi na koi account hona chahiye..
2. Second ki baat kare to jis kisi ne bhi Federal Bank se laon chahiye uske paas sabhi eKYC documents hone chahiye bina iske loan possible nahi ho sakta hai..
3. Third thing ki baat kare to wo hai aapki minimum age aapki 21 saal honi chahiye aur zyada se zyada 75 saal bas..
4. Aapke paas koi na koi occupation zaroor hona chahiye jisse aap log jo Federal Bank se loan lenge ussko repayment kar sake..
Federal Bank Se Loan Lene Ke Liye Documenatation?
To abhi mai jaise aapko yah batane waala hoon ki just suppose aap logo ne federal bank se loan ke liye apply kar diya lekin Federal Bank se loan lene ke liye jo sabse zaroori documentation maange jaate hai wo kon se honge yahi baat mai aap logo ko batane waala hoon aaj ki iss post mein..
1. Sabse pahle to aapko Federal Bank se loan lene ke liye mai bata doo ki yaha par sabse pahle aapko apna personal verification complete karwana hoga jsike liye aap apni eKYC documents submit karne honge jaise ki (AadharCard, Pan Card) etc de sakte hai..
2. Doosra jo aapko documents submit karna hoga wo hoga aapka residential address documents jisse apki location identity ko chevk kiya jaa sake iske liye aap (Electricity Bil,) de sakte hai..
3. Next jo aapka documentation hoga wo hoga aapke kaamse related aapko apne kaam ki verification karwani hogi iske liye aapko apni occupation identity ko verify karwna hoga (Form 16, Salary Slip) de sakte hai..
4. Last mein jo aapki documentation hai wo chahiye hogi aapki bank ki picchle 3 months ki details or saath hi uski bank statement wo aapko as a amount receiving dena hoga..
5. Last mein aapko apni passport size 2 photos or eSign..
Federal Bank Se Loan Kaise Le?/Federal Bank Se Loan Apply Kaise Kare
To abhi mai yah poori process detail wise clear karne waala hoon jaha par mai aapko samjhaunga ki kaise aap sabhi log Federal Bank se loan apply kar sakte hai wo pooori process and poori steps aap logo ke saamne hi honge to chaliye shuru karte hai..
1. Sabse pahle aapko apna phone laptop koi bhi ek electronic device apne paas rakhna hai fir aapko kya karna hai..
2. Un devices ke browser ko aapko open karna hai aur federal bank ki jo official site hai matlab ki unki jo official webisite hai waha apr aapko chale jaana hai and waha pr jaane ke baad aapko ..
3. Federal Bank ki official site par pahuchne ke baad aapko waha sabse pahle sign in karna hoga jiske liye bank mein jo aapne apna registered mobile number submit kiya hai wahi aapko dena hoga..
4. Iske baad aapko Federal Bank ki website par aap log apne mobile number se login ho jaayenge iske baad aapko home page show hoga..
5. Federal Bank ka homepage aa jaane ke baad aapko waha par loans ka option dikh raha hoga uss par aapko tap karna hai uss par tap karne ke baad.
6. Aapko loan ke type ko select karna hia iske baad apna loan type select karke next press karke
7. Aapko ek form aa jayega Federal Bank ka loan form hai iski saari details ko aapko fill karna hai fill karne ke baad jaise hi aap next akrenge..
8. Aapko waha par apni required documentation upload kar deni hai..
9. Documentation upload ke baad last mein aapko eke Sign karke submit form par click kar dena hai..
10. Ab aapka application submit ho chuka hai ab aapko ek verification ke liye call aayega wo aapko pickup karna hai and eKYC complete karne ke baad
11. 24 hours mein loan amount aapke bank account mein aa jaayega..
Kya Sikha?
To aaj ki iss blog post mein hamne sikha ki aap kis tarike personal loan le sakte hai or baat personal loan ki bhale ho rahi hai lekin m,aine aapko ek detailed bank ka bhi review diya hai aur wo sabhi important tarike mention kiye hai jisse ki aap sabhi log loan le sakte hai to aapki kaafi queries o hamne aaj ki iss post ke maadhyam se khatam kliya hai like ki aap log kaise personal loan le sakte hai personal loan kaise apply kar sakte hai or bank ke hisab se dekhe to aap log Federal Bank se kaise loan le sakte hai kaise ap log Federal Bank se loan apply kar sakte hai or jaise ki personal loan ki baat hui to aap log kaise Federal Bank se personal loan kaise apply kar sakte ahi inn saari chhijo ke bare mein humne jaana mujhe ummid hai ki aapko yah post pasand aayi hogi..
Dhanyavaad…
