So namaskar dosto,
Kaise hai aap sabhi log ummid karta hoo ki bahut khush honge aur bahut bhale change honge to aaj ki yah post again se bahut zyada khaas hone waali hai aap logo ke liye aur jo topic hai shayad se ye naya ho ya naa ho lekin haa jo tarika jo way hone wala hai yah bada kamaal ka hone waala hai kyunki aaj ki iss psot ke maadhyam se aap log janne waale hai ki aap log kis tarah se jo hai loan le sakte hai bilkul to jis tarike se aaj ki iss date mein logo ke paas jaha par itni saari musibaten pareshaniyan sabhi kucch hai wahi par aaj ki iss post ki madad se aap log janenge ki aap log kaise loan le sakte hai or bhi badi hi aasani se ..
To shayad mujhe yah cchij explain karne ki koi bhi need nahi hogi ki aakhir kisi bhi vyakti ko loan chahiye to wo kisliye chahiye aakhir aesi kya need aan padti hai jiski wajah se unko kaise bhi karke loan pad jaata hai..
To sabse pahle mai aap logo ke dimag se ek baat clear kar doo ki iss dunia mein esa koi bhi nahi hoga jise loan lena pasand hai ya fir koi banda loan apni iccha se apni pasand se leta hai to aesa bilkul bhi nahi hai har koi chahta hai ki uski zindgi bina kisi dabaav ke karz ke acche se chal sake lekin jaise ki mai hamesha yah baat kahta hoon ki agar life hum jaisa chahe waisa hio ho jaata like as a customization ke basis par to baat hi kya hoti hai lekin again hume real ki dunia mein jeena chaahiye or sab yahi hai ki aaj ke time par facilities hai bilkul hai lekin saath hi saath yah baat bhi galat nahi hai ki jaha chhije logo ke liye easy to use huyi hai wahi par kucch chije logo ke liye mushkile bhi create akr chuki hai.
Agar hum apne topic par aate hai to yah chhij aap log saaf dekh sakte hai ki jo aapko loan mil jaata hai wo kucch kam cases mein hi aese hai ki logo ko loan mil jaate hai or ek baat aur ki hare k kisi ko loan nahi mil paata hai reason mai kahi na kahi kahoonga ki galti un official sectors waalo ki bhi nahi hai kyunki wo log bhi apne protocol ko follow karte hai and jaahir sii baat hai jis type ke rules financial sector waalo ne banaye honge unke workers ko unhi ke guidelines par chalna hota hai jisme ki aap log jaante hai ki middle class and lower class families ko mostly documents proper naa hone ki wajah se unhen reject kar diya jaata hai ..
To ab baat karte hai ki jaise ki aap log jaante hai ki loan ki value or wo sab chhije lekin ab hum log jo main problem ko discuss karne waale hai wo yah hai ki suirf official tarike se jab logo ko loan nahi mil paata hai to aapko kya lagta hai ki unki paiso ki need khatam ho jaati hai bilkul nahi ulta kahi aur zyada situation kharab ho jaati hai to ab aese mein jawaab aata hai ki karna kya chahiye aur aapko mai bataoo jo aap log yah baatein sunte hai naa ki loan ke bojh tale dab ke mar gaya wo iss wajah se hota hai kyunki jab koi na koi reason batakar ke logo ke loan ko jab reject kar diya jaata hai tab logo ke paas ek hi option rahta hai ki wo unofficial way se kahi na kahi loan le le aur kamaal ki baat yah hai ki mil bhi jaata hai to man mein khyaal aa raha hoga ki mil kaise jaata ahi to mai aap logo ko bata doo ki mostly cases mein aesa ho sakta hai ki aap logo ko loan dete wakt official sector wale koi chhij as a security par na rakhwaye or mostly hota bhi yahi hai lekin jaha mai baat karta hoon unofficial sectors ki to waha to aapko bina security rakhe loan mil hi nahi sakta hai..
Aur aap logo ko nahi pata hai to mai bata doo ki jab aap log official loan ke bajaay unofficial loan lete hai to aapko kya nuksan milta hai sabse pahli baat interest rate itni zyada jiski koi had nahi hai iske alawa uss loan amount ko pay karne ki deadline wo miegi kam iske saath hi sabse main baat yah hai ki loan aap le rahe hai to waha par aapka yah sawaal banna hi nahi chahiye ki aap log loan kaha se le rahe ho aapka yaha se loan lena safe hai ya nahi to in sawalo ko poochna ka koi matlab nahi rah jaata hai and last mein logo ke paas yahi result ra jaata hai ki haa unhen loan to mil jaata hai lekin iske baad jo musibat ke pahad un par girte hai uski koi poochahat nahi hoti hai ..
To ab agar baat kare ki kya iss problem ka koi bhi smadhan nahi hai to mai aap logo ke aaj isi samasya ke samadhan ko lekar kea a chuka hoon jaha par aap log janne waale hai ki aap log kis tarike se loan le sakte hai or sabse pahli baat yah jo loan lene ka poora method hai proper tor par yah poora process hai onlineto iska matlab yah hai ki post mein batayi gayi chhijo ko implement karne ke liye aapko kahi jaane ki koi bhi zaroorat nahi hone waali hai to ab ab ese meein sabse pahle mai aaapko bata doo ki jaise ki maine kaha ki yah poora process online hai to iska saaf matlab yah hai ki aapka aaj ki iss post ko poora read karne se aapka yah sawaal bhi clear ho jaayega ki aap log kaise online loan le sakte hai or kaise aap log online loan kaise apply kar sakte hai to yah saari chhije aapko bataunga aur isse pahle mai aap logo ko ek chij bata doo ki aaj mai aapko loan lene ka poora method to online batane hi waala hoon lekin yah poora process hoga online loan application ki madad se jiska naam hai kissht ji haa to jaisa ki iss application kaa naam hai waisa hi iska kaam bhi hai to aaj ki iss post mein ..
Aap log janenege ki kaise aap log kissht app se loan kaise le sakte hai aur saath hi aap log kissht app se loan kaise apply kar sakte hai aur jo baaki ke details ki baatein hogi wo mai aap logo ko in depth bata doonga..
Kissht App Kya Hai?
Table of Contents
To sabse pahle jaise ki maine upar yah baat aapko batayi hui hai ki aap log kis tarike se iss online loan application se loan le sakte hai or kaise aap log iss online loan application se loan le sakte hai in short kissht app se loan kaise le sakte hai or saath hi aap log kissht app se loan kaise apply kar sakte hai lekin jaise ki maine baat ki hai mainly ki aapka jitna yah janna bahut zaroori hai ki aap log kissht app se loan kaise loge aur kissht app se loan kaise apply karoge same isi tarike se aapka yah janna bhi zaroori hai ki aap log jaha se loan le rahe hai ye kya hai kaise kaam karta hai kya waakai mein yaha loan lena aap logo ke liye safe and secure hai or bhi baaki ki baatein mai aap logo ko aaj ki iss post mein bataunga…
To sabse pahle yah jaan lete hai kissht app kya hai to dosto kissht app ek online loan providing service platform hai jo ki aapko loan deti hai iske alawa baat kare to yah application aapko officially tor par google play store par bhi mil jaayegi ab agr aap yah jaan achahte hai ki kissht app se loan lena aapke liye safe and secure hai ya nahi to mai aap logo ko explain kar dena chahata hoon ki jo aapka kissht app hai yah application bharat sarkar ke under guidelines mein work karti hai and RBI ke proper ruleas and regulations ko follow karti hai ab hum aage baat karne waale hai about the kissht app ke bare mein..
Kissht App Se Aapko Kitna Loan Mil Sakta Hai?
To abhi hum jaise aat karte hai ki aapko kissht app se kitna loan mil sakta hai aur kitna loan mil sakta hai to aapki information ke liye mai aap logo ko bata doo ki Kissht App ki tarah bahut saari aesi loan providing platform hai jo aapko loan dilwati hai lekin unke paas loan ke koi ek available types nahi hote hai unke paas kahi sare multiple types of loan hote hai aur aese mein baat kare ki aapko Kissht App se aapko kitna loan mil sakta hai to aap log ek example ke basis par kah sakte hai ki aapko logo ko kissht app se instant loan ke liye, cosumer durable loans ke liye and saath hi saath personal loan ke liye yah application acche se work kar sakti hai..
Ab baat kare ki aapko kissht app se aapko kitne amount tak ka loan mil sakta hai to aapki information ke liye mai aapko bata doo ki kissht app se aapko maximum 100000 rupees tak ka loan bade hi aaram se mil sakta hai..
Kissht App Personal Loan:- To jaise ki abhi hum log yah baat karte hai ki aap log agar kissht app se loan lete hai to aapko zyada se zyada 100000 tak ka loan mil sakta hai lekin usi mein hum logo ne loan ke types ki bhi baat kar lii thi to mai aap logo ko bataoo ki aap kissht loan app se personal loan le sakte hai or itna loan amount aapko personal loan mein badehi pyar se dekhne ko mil jaata hai to abhi agar baat kare ki aapko personal loan kitna mil sakta hai kissht app se aapko yaha se 1lakh rupees tak ka loan mil sakta hai proper eKYC par..
Kissht App Consumer Durable Loans :- To aap logo ko mai bata doo ki jis tarike se aapko kisst app se perusal loan mil sakta hai usi tarike se aapko yaha se ek or loan hai jise kahte hai consumer durable loan to abhi baat kare ki aapko iss type ke loan mein kitna amount as a loan mil jaayega to aapko yaha par iss loan amount mein above of 1 lakh rupees mil sakta hai..
Kissht App Se Kitne Dino Ke Liye Loan Milta Hai?
To abhi hum log jaise baat karte hai ki aapko baaki ke loan platforms jab aapko loan provide karwate hai to aapko uss loan amount ke saath saath aapko uss loan amount ko pay karne ke liye ek time duration bhi dee jaati hai ki iss time ke andar hi andar aapko aapka loan amount repay kar dena hai baaki agar baat kare loan ki to aapko yah batane se pahle ki kissht app mein aapko loan pay karne ka kitna time mil jaata hai sabse pahle aap logo ko mai yah bata doo ki yah jo loan ka time duration hota hai yah alag alag loan latform ke saath saath alag alag loan ke types par bhi depend karta hai..
To baaki agar baat kare ki kissht app se liye jane waale loa n amount par aapko loan pay karne ka kitna time diya jaata hai to aapko mai bata doo ki 18months to 36 months tak ka time mil jaata hai..
Kissht App Se Aapko Loan ka Kitna Interest Rate Dena Padta Hai?
To aapki information kr liye yah janna aapke liye bahut zyada zaroori hai ki aap log agar Kissht App se loan lete hai to aapko iss loan platform par apne loan amount ka kitna interest rate pay karna pad saktaa hai to khair yah to chhij mai aap logo ko batane waala hoon abhi lekin iss loan ke interest rate mein jo chije main factor karti hai yah bhi mai aap logo ko bata doo ki jo aapka loan amount ka interest rate tayyar hota hai jise hum log aam bhasha mein byaz bhi kahte hai to aese mein wo cchij kuch chijon par like ki wo aapke loan service provider platforms par isi ke saath hi wo aapke loan amount par and the uske loan ke duration time par depend karta hai aapke loan ka interest rate baaki agar hum log baat kare to yah to hua aap ka loan ka exact ratio..
Baaki agar hum log cross value ki baat kare to yah aapka maxim 36% tak hi aapka loan ka interest rate lagta hai..
Kissht App Se Loan Kon Kon Le Sakta Hai?
To abhi mai aap logo ko batane waala hoon ki kissht app se loan kon kkon le sakta hai aap sabhi logo mein se and isi ke sath hi saath jo bhi loan lena chahta hai use kon kon se eligibility and criteria ko fulfil karna hoga to abhi hum yah chhij detail mein jaante hai..
1. To baat kare sabse pahle ki agar Kissht App loan app se aap log loan lena chahte ho yah sabse main baat hai ki aap log Indian residential hone chahiye jii haa aap log bharat ke niwasi hone chahiye..
2. Agar aap logo ko Kissht App se loan lena hain to kam se kam aapki umar 21 saal honi chahiye ya isse zyada honi chahiye or zyada se zyada 75 saal honi chahiye..
3. Iske alawa aapka ek active bank account hona chahiye jiska civil score kaafi accha hona chahiye iss chhij se aapko Kissht App se loan lene mai kaafi zyada help mil sakti hai example ke tor par 700 score…
4. Aapke paas koi na koi occupation zaroor hona chahiye jisse aap log jo bhi loan lenge kissht app se usko aap repayment bhi kar sako..
Kissht App Se Loan Lene Ke Liye Konse Documents Chahiye?
To baat karte hai agar ki aapko Kissht App se loan lena hai to aapko waise maine sari ki sari mostly chhije update kar dee hai lekin agar aap log jab loan apply karne jaayenge to aapko loan apply karte waqt important documents ka ek criteria aata hai to wo kon se important document hai jo aapke paas hone chahiye..
1. To sabse pahle aapko apna personal verification process ko complete karna hoga iske liye aapko sabse pahle apna eKYC documents jaise (Aadhar Card, Pan Card) dekar verification karwana hoga..
2. Ab iske alawa aapko apna location address verification complete karwana hoga jiske liye aapko (Electricity Bill, ) de sakte hai..
3. Ab aapka verification process complete kiya jaayega aapke kaam se related to jis jagah aap log kaam karte hai uska verification aapko complete karwana hoga iske liye aapko apna (Form 16, Pay Slip, Salary Slip) de sakte hai..
4. Aur at the end aapko sabse aakhir mein aapko apna bank account ka piccchle 6 months ka bank statement dena hoga yaad rahe ki yah bank account aapka picchle 1 saal se active hona chahiye isi ke saath iss bank account ka civil score kaafi best hona chahiye..
Kissht App Se Loan Kaise Le/ Kissht App Se Loan Apply Kaise Kare?
To abhi hum log jaane waale hai sabse zyada important thing jisko jaanne ke liye aap log yaha par aaye hai jise hum log kah rahe hai ki aap log kaise Kissht App se loan le sakte hai ya fir aap log kaise kissht app se loan apply kar sakte hai lekin kyunki maine aapko yah chij loan aapko kitna mil jaata hai types mein acche se clear kiya tha ki aap logo jo loan lenge uss loan mein to aap yah bhi kah sakte hai ki Kissht App se personal loan kaise lenge aur Kissht App se personal loan kaise apply karenge to yah bhi galat nahi hoga..
1. Sabse pahle aapkon karna yah hai ki aapko apna phone lena hai aur uske menu bar mein jaana hai..
2. Menu bar mein jaane ke baad aap logo ko uss menu bar mein google play store par click karna hai yah karne ke baad aapko..
3. Google play store ke search bar par click karna hai click karne ke baad aap logo ko search mein daalna hai Kissht App or search kar dena hai..
4. Iske baad jaise hi aap logo ko Kissht App dikhe aapko ise install kar lena hai and then aapko iss app ko open karna hai..
5. Open karne ke baad aapko isme apna mobile number daalkar signup kar lena hai iske baad aaapko
6. Apni sabhi basic details daal deni hai then aapko apna loan amount and deadline set karni hai..
7. Iske bad aapko apna eSign and selfie upload kar deni hai..
8. Ab aapse job hi required documents maange aapko de dene hai..
9. Then aapko request application par click kar dena hai iske baad 24 hours ke andar agar aapka loan approved hua to aapka loan amount aapke provide kiye gaye bank account mein aa jaayenge..
Kya Sikha?
To jaise ki humara aaj ka yah bhi blog post finish hua hai jaha apr aaj humne iss post ke maadhyam se kaafi kucch nayi cchije sikhi jaise ki kaise aap log jo hai loan le sakte hoaur wo bhi online loan isi ke saath humne baat kari ki kaise aap log jo hai uss loan ko yaani ki online loan ko apply kar sakte ho aur isi online loan ki in depth mein jaakar ke chhijho ko dekhe to aap log jaanoge ki kis tarike se aap log app online loan application ki madad se loan le sakte hai jiska naam hai Kissht App aur hamne iss app ke maadhyam se jaana hai ki kaise aap sabhi log Kissht App se loan kaise le sakte ho aur bilkul agar iss chhij ko practically dekhe to maine aapko saari chhije detailed mein batayi hai ki kaise aap log Kissht App se loan apply kaise kar sakte ho.
Ummid hai ki aapko yah post pasand aayi hogi, koi sawaal ho to comment mein pooche..
Dhanyavaad