Namaskar dosto,
Toh kaise hai aap sabhi log ummid hai badiya honge aur swaasth honge toh aaj ke article mein hum naye post ke baare me jaanne wale hai wo hai personal loan jiski aap sabhi logo ko kaafi need hoti hai ab ke samay mein toh aaj hum personal loan ke baare me charcha karenge…
Personal loan aaj ke time mein logo ko iski kaafi zaroorat padti hai kyuki log personal loan tabhi lete hai jab unke pass uss chij ko fulfill ya apne expenses ko handle nahi kar pate ese bahut se reason hai loan lene ke jaise ki medical issues, padhai ko lekar, shadi ke liye,ghar ke kharcho ke liye etc ese bahut se reason hai loan lene ke liye vyakti chahta hai ki apne job jo wo kar raha hai usse yeh sabhi chijo ko solve kare lekin khi na khi koi chij reh hii jati hai jiske liye usse personal loan lene ki need padti hai wo loan aapko aur khi se nhi balki Central Bank of India aapko personal loan provide karwati hai yaha aapko repayment ka option kaafi accha mil jata hai…!
Central Bank of India Personal Loan kya Hai?
Table of Contents
Waise main aapko bata doo ki aapko jo hai harr ek bank personal loan de sakti hai lekin central bank of india ek esa bank hai jaha aapko amount ka bada hissa aur baki banko se zayada facilities aur services provide karwai jati hai aur aap yaha easily iss loan ke interest ko afford kar sakte hai.
Central Bank of India Personal Loan ke Benefits?
1.Isme aapko funding acchi aur time par di jati hai wo bhi fast.
2.Isme lower interest rate than a credit card hoti hai.
3.Isme flexible repayment milti hai aapko personal loan lene par.
4.Higher borrowing limit than a credit card hoti hai.
5.Iss loan system mai aapko ek baar mein hii saare amount de diye jate hai.
Central Bank of India Personal Loan Kitna Milta Hai?
Baat karte hai isme aapko personal issues ke liye kitne amount diye jate hai jisse aap uss loan ko use kare yeh aapko amount bank deti 5 lakh tak ka amount.
Central Bank of India Personal Loan Kitne Dino Ke Liye Milta Hai?
Toh mai aapko bata deti hoon ki aapko bank kitne dino ke liye amount provide karwati hai ki jiske baad aapko itne samay baad return kar paye iss amount ko toh aapko 36 months milte hai.
Central Bank of India Personal Loan Lene Par Interest Rate Aapko Kitna Dena Padega?
Isme aapko bank ko loan return karne ke saath jitna byaj dena hota hai wo kuch iss prakar se hai 12.55% p.a. tak ka interest.
Central Bank of India Personal Loan ke Liye Eligibility?
1.Pahle toh aap indian residence hone chahiye.
2.work experience mai aap permanent employee hone chahiye.
3.Income ke liye EMIs should not surpass 40% of the net take home salary ho.
4.Aapke pass personal loan lene ke liye sabhi documents hone chahiye.
5.Aur aapki age minimum 21 aur maximum age 60 honi chahiye.
Central Bank of India Personal Loan ke Liye Required Documents?
Isme aapke pass personal loan lene ke liye kon konse documents hona zaruri hai…
1.Identity proof ke tor par aapke pass pan card, aadhar card, voter id card, driving license, passport hona zaroori hai.
2.Residence proof ke tor par aapke pass passport, electricity bill, telephone bill, water bill and gas bill hona chahiye.
3.Salary Slip last 3 months ke hone chahiye taki documents ko verify kar sake.
4.IT return ho taki usko process poora kiya ja sake.
5.Bank account statement last 3to6 months ke ho Jisse aapko personal loan mil sake.
6.Current employment certificate hone chahiye jo ki Loan ko dilwane mein help karti hai.
7.Current job appointment letter hone chahiye aapke pass.
8.Company registration license jo ki important part hai iss loan ko lene ke liye.
9.Shop establishment proof aapke pass hona chahiye.
10.Audited balance sheet and profit, loss accounts, including tax audit report agar aap pe ho toh.
Visit : https://www.centralbankofindia.co.in/en/node/420
Central Bank of India Se Personal Loan Kaise Le/
Central Bank of India Se Personal Loan Kaise Apply kare?
Offline Method:-
Isme aapko jo hai nearest branch mein jana padega.
Then waha Personal Loan se related sabhi information lekar.
Fir aapko apply karne ke liye waha se application form borrow karna hai.
Then tab aapko form ko fill karna hai.
Aur unhone documents ko attached karne ke liye bole hai usse attach karna hai.
Then aapko apne authentic signature aur saath hi mein passport size photograph paste karni hai.
Fir aapko personal loan form ko bank ke counter pe submit kar dena hai.
Uske baad aapko successful submit hone ka message aa jayega.
Then tab jaake form successful submit hoga.
Conclusion?
Toh dosto aaj ke article mein aap logo ne jaana ki aap personal loan kaise le sakte hai aur usko apply kaise kar sakte hai jisse jo hai aapko kaafi help milti hai iss loan ke through aur personal loan ka amount aapko yaha kaafi thik thak mil jata hai.
I hope so ki aapko yeh article pasand aaya ho.
Aashish Kummarr
