Last Updated: February 7, 2026
The information provided on LoanPaao.in (the “Website”) is for general informational and educational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.
1. Not Financial Advice
The content authored by Ram Kummarr and the editorial team is based on 16+ years of industry experience, but it does not constitute professional financial, investment, or legal advice.
- Financial markets and bank policies are subject to high risk and frequent changes.
- Always seek the advice of a qualified financial advisor, Chartered Accountant, or legal professional before making any financial decisions.
2. Accuracy of Interest Rates and Offers
While we strive to keep our data updated, interest rates, processing fees, and loan terms are determined solely by the respective banks and NBFCs.
- LoanPaao.in does not guarantee that the rates shown on our website will be the same rates offered to you by a lender.
- Final loan approval and terms are subject to your credit score (CIBIL), income verification, and the lender’s internal policies.
3. External Links Disclaimer
The Website may contain links to external websites or content belonging to third parties.
- Such external links are not investigated, monitored, or checked for accuracy by us.
- We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site.
4. Affiliate & Advertising Disclosure
LoanPaao.in may participate in affiliate marketing and may allow affiliate links to be included on some of our pages. This means we may earn a commission if/when you click on or make a purchase/application via affiliate links.
- This does not incur any additional cost to you.
- We only recommend products and services that we believe add value to our readers, regardless of any commission.
5. “Use at Your Own Risk”
Your use of the site and your reliance on any information on the site is solely at your own risk. Under no circumstance shall LoanPaao.in or its owner, Ram Kummarr, have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site.
6. No Lending Authority
LoanPaao.in is an information provider and lead generator. We are not a lender, we do not collect EMI payments, and we do not provide “guaranteed” loan approvals. We are not affiliated with the RBI in any official capacity.